Happy Holidays to All Clients & Friends
Warmest thoughts and blessings for a wonderful holiday. May peace, love, and prosperity follow you and your family always. From my family to yours, happy holidays! Ed Mermolia
Ed’s 7 Tips for First Time Home Buyers
Can you afford a new home? A mortgage is a big financial commitment. As a first-time homebuyer, you will want to figure out how much you can actually afford. I can help. I will give you a free credit and loan analysis. This information will give you an idea of how much of a home …
Credit Repair Tips for Home Buyers
Enhance your credit score with these tips It is never too early or too late to improve your credit. Although improving your credit score will increase your chances of mortgage loan approval, it may also affect the interest rate offered. Some people may tell you that credit repair is impossible, but this isn’t the case. …
8 Creative Ways to Save for Your Down Payment
How to Save for a Down Payment on a Mortgage Whether you are a first-time homebuyer, upsizing your current home, or even buying a vacation home, it’s important to have a good down payment prior to taking out your mortgage loan. Generally, the bigger the down payment, the smaller the mortgage (unless you want to …
10 Costs with Home Ownership
Costs to Consider When Owning a Home The cost of owning a home is more than just your down payment and mortgage. Before you take the steps towards homeownership, it’s important to consider all the responsibilities that come with it. It’s important not to try to “stretch” your money—give yourself hard limits when it comes …
5 Ways to Increase Your Home Value
Are you looking for ways to increase the value of your home, without spending a lot of time and money? Whether you want to give your home a new look or you’re trying to increase its value before selling, there are ways you can enhance your home without breaking the bank! As a mortgage loan …
5 Key Items When Searching for a Home
Have you decided it’s time to search for a new home for you and your family? Whether you are looking for a new home because of a job change or relocation, upsizing, downsizing, or just wanting to move to someplace new, there are a few things you should consider as you begin your search. I’ve …
